Renewals & Refinance
Incredibly many Canadians renew their mortgage with the same lender because they believe it’s too time consuming to shop around – or think their existing bank’s offer is the best deal available; however, this isn’t necessarily true!
Unfortunately, many of these same people simply accept that lender’s posted rate or slightly better. At The Mortgage Centre, we’ll shop some of Canada’s leading lenders to compete for your renewal, so you can rest assured that we are working hard to help get you a competitive rate matched to the features and benefits suited to your unique needs.
Let us help you get a better renewal. Contact us today to get started!
Like many other Canadians you may be considering using the equity you’ve built in your home to re-invest in your dreams or consolidate debt. Time to make your home equity work for you!
MORTGAGE REFINANCE OPTIONS*
It allows you to borrow additional money on your mortgage, so you can afford the things you’ve always wanted. It can help save you money by helping you consolidate your debt into one convenient payment.
A mortgage refinance may be right for you if you want:
- To consolidate your debt at a lower rate of interest than most major credit cards and loans
- Help with the kids’ education costs, your dream vacation, perfect vehicle, a home renovation and more
- Emergency funds to handle unexpected expenses
- To purchase investments or maximize your RRSP contributions
- A residential property, including rental properties of up to four units.
Your Mortgage Centre specialist will guide you through the options of leveraging the equity in your most valuable asset. We can explore how taking advantage of flexible mortgage features and interest rates can allow you to withdraw equity while keeping your payments affordable. With years of experience in the mortgage industry, we’ll help you understand the role your home plays in your overall financial picture and provide you with sound financing options to match your current and future goals.
*Details will vary between lenders.
5 Star Google Review Rating
Harry was beyond amazing. He was professional, gave great advice and demonstrated superior expertise. He had creative ideas for different strategies we had never considered for organizing our complicated mortgage. He will definitely be my first call next time I need a mortgage. He is a man of integrity.
Harry went above and beyond. He was diligent, professional and untiring in his efforts on our behalf. We would not hesitate to refer friends or family to use Harry’s services. It was a real pleasure to meet and do business with a man of this caliber and a great guy to have in our corner.
Harry was great at explaining the whole buying/financing process. He is willing to share what he knows and give advice, he explained all the terms and answered any questions I had. He truly went above and beyond my expectations. All brokers can get you a great rate…..but Harry will give you great service as well and makes the process very easy. I will definitely use him again and I highly recommend him as a mortgage broker!!
Harry helped us with the daunting task of buying our first house, and acquiring our first mortgage. As a mortgage broker Harry was absolutely amazing; he made sure that we understood all of the steps that we were going through and the possible options. He also helped us envision long term options for our property and our financial future, and checked in with us at each step of the purchasing process. We will absolutely go back to Harry and recommend that others go to him in the future as well.
I had a great experience using Harry as my mortgage broker. He kept me up to date on all steps of the process and was very flexible in getting the papers signed due to me not currently living in the area, and working out of province. I would not hesitate to use his services again, and heartily recommend him to anyone looking for a mortgage at the best rate.